Fixing Your Credit So You Can Move Forward Confidently.

We specialize in removing collections, charge-offs, student loans, and more. Let us help you restore your credit and your peace of mind.

About HTX

Trusted Houston credit experts helping you fix and rebuild your score.

A professional credit restoration company based in Houston, Texas. We hold a proven track record in successfully removing negative and inaccurate reporting accounts to effectively rebuild your credit scores.

Our Services

Comprehensive Credit Solutions That Work for You

At HTX Financial Resolutions, we offer a full range of credit repair solutions tailored to your needs. Whether you’re dealing with collections, charge-offs, or building future credit, we’re here to help every step of the way. Let us clean up your past and prepare you for a stronger financial future.

Credit Repair

We work to remove inaccurate and negative items hurting your credit score.

Credit Monitoring

Stay on top of your credit with real-time updates and alerts.

Business Tool

Resources and support to help you build or grow your business credit.

Future Plans

Guidance and strategies to prepare your credit for major life goals.

Collections

We help get collections removed to give your score a fresh start.

Charge Offs

Disputing and removing charge-offs that damage your credit history.

Why Choose HTX Financial Resolutions?

Your credit matters — trust the experts who care.

At HTX Financial Resolutions, we don’t just fix credit — we empower you with real solutions, fast results, and personalized support.
With proven success and trusted partnerships, your credit is in the right hands.

Proven Results

We have a strong track record of removing negative and inaccurate accounts.

Personalized Plans

Every credit situation is different — we create a strategy just for you.

FAQ

Popular Question

Have questions about how credit repair works or what to expect? We’re here to provide clear, honest answers so you can feel confident and informed every step of the way on your credit journey.

Yes, we specialize in disputing and removing negative items like collections, charge-offs, and more.

Testimonials

Real stories. Real results. Real credit transformations.

At HTX Financial Resolutions, client success is our biggest reward. From removing evictions to helping people qualify for car loans, we’re proud to make a real difference in real lives.

Erica thank you a million times for helping me get the eviction on my credit removed in less than 30 days. You’ve helped me get a fresh start in my new apartment without extra fees. For the first time I feel like I can breath and looking forward for the upcoming results as I continue my credit repair process with you.

    Emily

    I highly recommend people to go with HTX Financial Resolutions. My credit was not the best , but after joining HTX Financial Resolutions and some months later I can finally apply for a car loan.

      Francisco

      I am extremely pleased with the improvements of my score! She is very knowledgeable, kind and helpful. She has gone above and beyond keeping me updated and explaining the process, I truly enjoyed speaking with her she has made this process incredibly easy and stress free !

        Lesley

        Our Process

        Simple. Transparent. Focused on Your Results.

        Analyze

        We review your credit report to spot negative and inaccurate items.

        Dispute

        We contact credit bureaus and creditors to challenge those items.

        Improve

        We help rebuild and monitor your credit for long-term results.

        Get in Touch With Us

        Send Us a Message

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